What are the limits of Infra bank loans
In general, Infra bank Spain customers can benefit from instant loans of between $ 50 and $ 900, which must be repaid at once in a period to be chosen by the user: between 7 and 30 days. However, there are some exceptions to this, mainly in reference to whether the applicant is already a client of the portal or if he makes the request for the first time. In the case of the first request, the client can only claim $ 300, a limit that is eliminated once they have successfully returned their first credit: afterwards it is extended to $ 500, then up to $ 700 and now the fourth credit can be requested $ 900.
Another limit to Infra bank loans has to do with those clients between the ages of 21 and 24 : they can only request up to $ 200, regardless of whether it is the first time or if they have already taken other previous steps.
Offers and loyalty: extra benefits from this lender
Although the first Infra bank fast credit has the aforementioned quantity limitations, it also has other important advantages: it is exempt from management fees or commissions, that is, anyone can apply for loans without interest and enjoy their entirety without worrying about any type commission, and thanks to its well-known attractive welcome offer, the first Infra bank loan is completely free.
Another important promotion is the one known as Infra bank & Friends, which is a loyalty program for those clients who recommend the company to friends, family or acquaintances. The operation is simple: the lender provides you with a link, which you can share with whoever you want via email, blog, WhatsApp or social networks, regardless of whether you offer your opinion on Infra bank. Every time a person requests your loan through your link, you automatically earn $ 30 for your next Infra bank loans.
Documentation to present to request a Infra bank credit
The documentation that an applicant must present is a scanned copy on both sides of the DNI and a bank statement or any document that indicates the account number and that shows that the applicant is also the owner of said account. In addition, another requirement to apply for a quick Infra bank credit is to be a Spanish resident and be between 21 and 75 years old. Eventually, additional documents may be required in order to verify the veracity of the information.
However, there is another, much simpler and more practical form of data validation: the client, if he uses the Online Banking system with his bank, can indicate that Infra bank verify the client’s personal data through the secure and confidential Instantor application. In addition, it is a much faster option, because that way you can approve the application instantly and without the need for study.
Tips on what to use a credit for
Infra bank is firmly committed to the ethical use of microcredit, which is why on its website Infra bank you can consult some tips on what are the appropriate solutions for this type of financing and in which cases it is better not to apply for a Infra bank loan. Thus, the lender indicates that his credits are a solution when, for example, fast money is needed shortly before collecting payroll or when an unexpected invoice or expense arrives. However, they should not be used as a patch for long-term or larger debts, or for irresponsible spending. In fact, although it is an instant solution, the company advises that the decision to apply for an online credit comes after reflecting and carefully analyzing the situation.